Typical response for you and one of the reasons I left this board in the first place.
You are offering bad advice. You whine about "IT people who play music", that "if you don't mix you're not a real DJ" etc. and yet you think it is okay to offer advice without training to do so.
I'm active in the entertainment industry, outside of the DJing, and when I see people asking for legal advice about contracts, etc. do you know what advice is offered? TALK TO A LAWYER.
Yes, being informed is important, and anyone should stay informed about the issues in their business, but that doesn't mean they are an expert, it doesn't mean YOU are an expert. You go to the people who a) have the training and b) are licensed by the state (in this case both lawyers and insurance agents).
What may appear or what you may think is "worthless language" doesn't mean it is.
But of course YOU are an expert in EVERYTHING and we must all bow down and acquiesce to your "expertise"
It doesn't take an expert to spot someone who's ineffective and lacking in self-advocacy. The problem isn't everyone else. Professional people know when help is required, and more importantly - when it is not.
Your lack of confidence, insufficient knowledge, or vacant expertise does not disqualify anyone else from being bolder, brighter, and more competent than yourself. Not everyone is in need of lots of hand holding to get things done.
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