No getting married trend

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tunes4046

tunes4046

DJ Extraordinaire
ODJT Supporter
Jul 24, 2008
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Fennimore Wi
I have spoken with several couple I know lately who are in long term relationships, I ask why they haven’t gotten married. The simple answer the mother and most of the time children would loose their state provided low income health care. Most of the guys are well paid construction workers
 
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I learned that it's not worth it financially to get married if you have 2 or more kids, and together make under $100,000 a year.

Single mothers are able to get state health care for their kids much, much easier if they are not married. Especially if they earn under like $35,000 or less a year. Also, if they earn even less than that, they can qualify for food stamps depending on their state.

I know a number of people who do this. ...They do it to keep the free, or nearly free health care going. Only the guy has to get health insurance. The wife, and kids get it through the state. ...Saves them over $900 - 1,000 a month easy with today's ridiculous health insurance prices! From a financial standpoint, it's not prudent to get married when they qualify for the state provided health care. ...Then if the mother's income is low enough, they can also get food stamps! All while living with the Dad who brings home whatever amount of money they make!
 
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I don't know that any of this is 'easy'. Even being a single parent, in order to qualify, you have to disclose all income, to include child support and other financial benefits. The actual 'qualifying amount' depends on a number of factors to include the total household income, the amount of people within the house, other financial income and expenses, etc. It starts as low as $23,000 - for only you. If you bring in 23k ($10.97 / hr) and are living alone, you probably qualify.

$35,000 a year is $16.69 / hr. This gets back to - if you want a better life for yourself and your children, then you need to create it.
 
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Look at it this way...
the latest generation cannot commit to anything.
And they don't worry about "keeping" or "owning" things.
Most change jobs every year or two.
Most rent rather than own a home.
They don't have a record/CD/music collection, they just have what is currently on their phone.

Maybe my examples are a stretch....
 
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Yeah, but here UNION jobs are UNDER $15/hour...GM (lordstown assembly), we have 2 drywall plants, school custodian ($14), public transit (13.62/hr)...ALL union jobs!

Non union and you're lucky to get $12/hour.
Benefits? the FT union ones include it but nothing else does. Hell, benefits (health insurance) can run $12-16k a year..when the PAY is only $20-25k a year a company can't justify it.
And you can raise wages $1 above other places ($2k/year) and have no problem getting help...why spend 5-7X that and offer benefits?
 
Not really - for many anyway.

And did the non-loyalty start with workers or employers?

My grandfather worked for the PRR for 50 years. Most folks had one, maybe 2 employers in their lifetime.

Today I read a labor stat that 50% of people have been with their current employer 5 years or less! That's a whole lot of moving around going on.
AND the same article said the typical worker can be expected to have 5 CAREERS - not jobs, but CAREERS during their working lifetime...I'm probably part of that stat...restaurant service jobs for over a decade, bike and car repair for nearly 15 years, photographer for 15 and counting, DJ for 4 now, bus driver for 2 and counting...and prolly 4 years of retail in there too, year as an electrician, 5 years selling real estate, 2 selling cars...

You CAN make money - IF you are willing to work yourself to the point you have no life. Selling cars is an example..$70k isn't a problem, but you work 6 days a week, 4 of them 9-9 (sometimes longer) and 2 8 hour days...

You cna make 60-70k a year driving a truck - but you live in the truck and are home 3 days a month. Your life is your work. And driving a truck isn't something I"m willing to give my life over to.

Ausumm said:
Look at it this way...
the latest generation cannot commit to anything.
And they don't worry about "keeping" or "owning" things.
Most change jobs every year or two.
Most rent rather than own a home.
They don't have a record/CD/music collection, they just have what is currently on their phone.

Maybe my examples are a stretch....
Click to expand...
 
IceBurghDJ said:
You CAN make money - IF you are willing to work yourself to the point you have no life. Selling cars is an example..$70k isn't a problem, but you work 6 days a week, 4 of them 9-9 (sometimes longer) and 2 8 hour days...
Click to expand...

Giving in to the "this is what everybody else makes" mentality is the real problem. There are people making good money, but you have to be the exception to the rule.
 
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IceBurghDJ said:
Not really - for many anyway.

And did the non-loyalty start with workers or employers?
Click to expand...

Loyalty has been an issue as long as jobs have been around - and it's a 2 way street.

IceBurghDJ said:
You CAN make money - IF you are willing to work yourself to the point you have no life.
Click to expand...

I don't agree with this but it generally takes some investing in oneself. You can't get something for nothing.

IceBurghDJ said:
Selling cars is an example..$70k isn't a problem, but you work 6 days a week, 4 of them 9-9 (sometimes longer) and 2 8 hour days...
Click to expand...

Being that selling cars relies on the public at large (and is commission based), this is understandable. Not every car sales person works the hours you describe. Some work 8 hour days - just based around the public.

IceBurghDJ said:
You cna make 60-70k a year driving a truck - but you live in the truck and are home 3 days a month. Your life is your work. And driving a truck isn't something I"m willing to give my life over to.
Click to expand...

You can also have a similar job where you are local and home each night.
 
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IceBurghDJ said:
Yeah, but here UNION jobs are UNDER $15/hour...GM (lordstown assembly), we have 2 drywall plants, school custodian ($14), public transit (13.62/hr)...ALL union jobs!

Non union and you're lucky to get $12/hour.
Benefits? the FT union ones include it but nothing else does. Hell, benefits (health insurance) can run $12-16k a year..when the PAY is only $20-25k a year a company can't justify it.
And you can raise wages $1 above other places ($2k/year) and have no problem getting help...why spend 5-7X that and offer benefits?
Click to expand...

As recent as 2009, I was interviewed for a union job - and the starting salary was around $15 / hr. If you start there and stay there, I'm thinking that's not a fault of the union. If you make more money, so do they.
 
The company I work for contracts out to a cleaning company. I have been told by the manager at the cleaning company that most of their employees turn down raises because it can effect their government benefits.
 
dunlopj said:
Car dealers - due to technology - will probably be phased out in say 10 years...
Click to expand...

Maybe so - and if they are, alot of other things will be phased out by then too. I think alot of people still like the personal interactions. You can easily see the people that value customer service, which is what technology will not give you. I'd also like to see you negotiate with technology. Some of us try to do it on a daily basis.

Want to borrow the wall? :banghead:
 
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ittigger said:
Maybe so - and if they are, alot of other things will be phased out by then too. I think alot of people still like the personal interactions. You can easily see the people that value customer service, which is what technology will not give you. I'd also like to see you negotiate with technology. Some of us try to do it on a daily basis.

Want to borrow the wall? :banghead:
Click to expand...
How do they value a trade in negotiate extended warranties there are a lot of huge obstacles to overcome
 
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IceBurghDJ said:
Not really - for many anyway. And did the non-loyalty start with workers or employers?.
Click to expand...

Older workers have ALWAYS been replaced by younger people who require less money. (are PAID less money)
The more it became common practice for the company to do it...
the less loyal the potential employees became.
Not a matter of who is at fault, as we were talking about WHY todays young-in aren't getting married.
Just saying, "loyalty" (to anything) is not very common with people of "marrying age" these days.
 
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ittigger said:
Maybe so - and if they are, alot of other things will be phased out by then too. I think alot of people still like the personal interactions. You can easily see the people that value customer service, which is what technology will not give you. I'd also like to see you negotiate with technology. Some of us try to do it on a daily basis.

Want to borrow the wall? :banghead:
Click to expand...

I've been in the automotive field for 35 yrs. and from day one till now is a HUGE change. Seems like every day there is some new electronic gizmo coming out and I'm the one who is supposed to know where it is, what is does and what happens when it goes bad
 
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redhotdj said:
I've been in the automotive field for 35 yrs. and from day one till now is a HUGE change. Seems like every day there is some new electronic gizmo coming out and I'm the one who is supposed to know where it is, what is does and what happens when it goes bad
Click to expand...

Agreed - but computers and electronics performing vehicle operations is much different than a computer trying to be a member of a negotiating sales staff. I also don't see a computer replacing a mechanic.
 
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