I NEVER said you had to register your vehicle as a Commercial Vehicle. What I said was see post #1. "unless you have Commercial Insurance for that vehicle, your Insurance Company may deny you the payment on that claim"
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I knew I should have never responded to any more of your post. You are just a jackass that it here to argue everything with everyone.
I'm done with you.
I'm done with you.
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And THAT difference in state law is EXACTLY why he suggested you check with the DMV!!!!
I tried to tell him that Mike, but hes a lot like Mix, he just wont listen. He called some insurance companies that told him different so he believes them.
Its just like why some people, especially younger people will buy term life instead of whole life. They listened to the agent instead of doing some research.
One has nothing to do with the other. It is the use of the vehicle that matters. Just as how your rates can be more if you have teens driving your car. You don't need a special provision from the DMV for a teen to drive your vehicle other than a DL.
The DMV is entity that determines the use of the vehicle, HENCE the creation of the commercial vehicle LICENSE PLATES.
If the USE of your vehicle is determined by the DMV to be COMMERCIAL, you need a commercial plate
and your registration cost, your actual registration card, and your insurance will vary...depending on the registration.
And AGAIN, your state's rules may vary....THAT IS WHY you need to check!
LOL maybe in your state. I use my Van solely for business and thus pay Insurance accordingly. It does not have Commercial plates on it. I know lots of companies that have cars in their fleet and I don't see any commercial plates on them. Who do you go to make a claim when you have an accident? If you want to use your personal/family vehicle for business and not tell the Insurance Company then that is your gamble. Again, why the argument? What are you trying to prove. Did you read my first post. It was an advise for each person to check to see whether or not they would be covered.
Because you argued that "checking with your local DMV was not necessary.
That was only adviCe as well...and as you just mentioned....it's different state to state.
I am trying to PROVE that you can only see things from YOUR point of view.
Pertaining to the Statement in red, That Sir is false! Show me where I said those words. BTW did you read my post #4. You all are the ones arguing the same thing that I said.
Check #11 and #12.
You may not have said "THOSE WORDS"...
but you pretty much stated the DMV has nothing to do with insuring your vehicle.
In most states, you also need to prove you have insurance before you can GET your vehicle registered.
Don't forget, I agreed with you right off the bat.
You guys crack me up. Post something that you know is true so everyone agrees with you. However that something has little to do with the core of the discussion. I said that when it comes to a claim, that the DMV has nothing to do with that, it is the Insurance company who can approve or deny the claim.
The big yellow ball rises in the east, and sets in the west. My car has 4 tires and an engine. There's a river and mountains out front. Faith has to pee, and so do I.
See how easy it is to post factual information for your particular place.
It is called the United States of America for a reason -- each state has different rules. For example, I have no inspection sticker on my car, because it is registered in FL, where there is no inspection (no state income taxes as well).
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