Portable Credit card processing (card.io, square, etc) ??

[Ed Witles]

Gang -

I have 1st Data as my processor. While I like it, they add so many piddly fees and the like.

Never do I see the card but still input on an old Tranz 330.

Meanwhile, I am seeing these phone apps w/ flat fees from 2.75% to 3.5% and are looking very attractive.

What say you?

 

[Djderik]

I've been using SQUARE for over a year and love it. Super easy...you can email a reciept right from your phone. For peace of mind and easy payments.... check it out for yourself. I've had no complaints about the service and/or the reader.

 

[MADNESS]

I second Square. Love it.

 

[jokerswild]

I'm a square too

 

[TwinSpinDJ]

"4" square here...Yep, works pretty slick. If client is present, run credit card via the "jack" and have client sign with their finger and you have a receipt too. Transmit it via email to client's computer all at the same time.

But...3.5% when you swipe it does hurt the pocketbook slightly. I had one client who felt like I wasn't getting the entire fee, so she added the 3.5% to the total so I didn't lose money. Nice lady.

 

[hankedw]

#5 for the Square. Super easy.

 

[Ed Witles]

Now intuit has one as well. Do you all actually swipe or just manually input like it was a terminal? And what about perceived privacy issues?

 

[Djderik]

With SQUARE you can do both....swipe or enter the number on your phone.....when done....email the receipt to the customer......DONE! Seriously....no contract......just the % of the purchase..... get it now!

 

[WaydeWest]

I had been using Paypal, but had an issue with a government client. They are apparently forbidden from using it for security reasons I'm told. Signed up with Square for just this one client, but am very happy with the service.

 

[Ed Witles]

Just signed up w/ Square and got an Individual account. While Professional was listed, I might use this for my growing PC business as well.

 

[Ed Witles]

Got the little dongle in the mail. Have yet to actually use it. If this works out, might finally kick 1st data to the curb. Their $0.05 and $0.10 is getting quite annoying.

 

[steve149]

Credit processors are best for high volume transactions. Though the per transaction costs are higher for the one-offs like PayPal or Square, it's generally cheaper for us that do it less than a few times per month.

+whatever on Square

 

[Ed Witles]

Does Square send a 1099 like the other merchants? I claim all but find it annoying.

 

[Kirby Ball]

We just signed up for Intuit for CC processing. After Coreen did some research she felt that there were too many bad reviews (that she found) to keep us from using Square.

Just signed up about 24 hours ago so we don't have our card swipe device for her phone yet. I'll try to remember to give some feedback after we use it.

YMMV

 

[jokerswild]

I use the Square... I've used it all of one time so far and have had a great experience. Payment taken before 10pm PST posted to my account the very next business day.... no muss no fuss.