I almost got a brand new van fully paid for.

To many ads? Support ODJT and see no ads!

MIXMASTERMACHOM

DJ Extraordinaire
Oct 16, 2011
11,091
1,444
62
What happened is I went to pick my friend up to bring her to work. I get there and she tells me she forgot to call because she fell down some stairs and wasn't going to work. I told her I would call her tomorrow to check on her. I went back home and parked my van across the street and this is what happened. I was sitting in my van talking to my DJ friend and I was getting ready to get out my van when someone coming around the corner driving crazy speeding and swerving came driving towards my van. They hit a car that was parked in a driveway. That car nudged my van and no damage was done. If the car wasn't there they probably would have totaled out my van. Luckily I wasn't hurt. I thought it was a stolen mini van but it was someone just driving crazy. I think I smelled weed. I called the police and they came. The accident got cleared quickly. I got a call from the police and told her jokingly that to bad he didn't hit my van. I would have gotten a brand new van fully paid for and then some. Sorry for some reason I can't get the pictures I took from my phone to show you. So that means next month I got another payment due. It's almost paid. All I could see is there goes my brand new 2021 Ford Transit I been dying to get. The good news is he didn't hit my van or I might have been seriously hurt.
 

Scott Hanna

DJ Extraordinaire
ODJT Supporter
Oct 25, 2006
7,262
9,435
54
Cleveland, OH
www.djincleveland.com
Glad you weren't hurt.

My guess is someone driving around like a maniac doesn't have great insurance, if any. Plus, the odds of any insurance company, your's included, paying a claim on your used van with enough money to buy a new van is slim to none.
You still owe money on the van too, I believe. That will get paid first.
 

DJ Bobcat

DJ Extraordinerror
ODJT Supporter
Nov 8, 2014
8,745
13,492
Oklahoma City
Pretty sure you have no idea how insurance works.
At the VERY BEST, @MIXMASTERMACHOM would have received a check for the DEPRECIATED value of his van, and if he’d been injured, he’d have been reimbursed for his medical expenses and perhaps any lost wages. Insurance companies are not too keen to pay out big sums of cash, so if you want to claim damages, you need to hire a lawyer. The insurance companies will stall and fight and try to out wait you, and they usually can.
 

B-Sharp

DJ Extraordinaire
ODJT Supporter
Feb 9, 2008
2,364
3,539
47
Taunton MA
www.southcoastdj.com
Plus, the odds of any insurance company, your's included, paying a claim on your used van with enough money to buy a new van is slim to none.
So true. My friend's 2017 Nissan NV Cargo van got rear-ended on the NJ Turnpike. The insurance company ended up totaling it because the repair cost was more than $10,000. He owed $8k on the van and they gave him a check for $19k.

A new Nissan NV Cargo van is $28k. Nothing is fully paid for.
 

PhaseIIPro

DJ Extraordinaire
Apr 19, 2015
740
1,177
52
What happened is I went to pick my friend up to bring her to work. I get there and she tells me she forgot to call because she fell down some stairs and wasn't going to work. I told her I would call her tomorrow to check on her. I went back home and parked my van across the street and this is what happened. I was sitting in my van talking to my DJ friend and I was getting ready to get out my van when someone coming around the corner driving crazy speeding and swerving came driving towards my van. They hit a car that was parked in a driveway. That car nudged my van and no damage was done. If the car wasn't there they probably would have totaled out my van. Luckily I wasn't hurt. I thought it was a stolen mini van but it was someone just driving crazy. I think I smelled weed. I called the police and they came. The accident got cleared quickly. I got a call from the police and told her jokingly that to bad he didn't hit my van. I would have gotten a brand new van fully paid for and then some. Sorry for some reason I can't get the pictures I took from my phone to show you. So that means next month I got another payment due. It's almost paid. All I could see is there goes my brand new 2021 Ford Transit I been dying to get. The good news is he didn't hit my van or I might have been seriously hurt.
Wow. Once again you prove how clueless you are. If your van was totaled in a crash the insurance would pay you what the van is worth. Which is a lot less then a new van. Hell knowing you, you would probably come out upside down if your van were to be totaled. Owing more on your loan then the van is worth.

Man, you always tell the coolest stories.
 

djcrazychris

DJ Extraordinaire
ODJT Supporter
Jun 12, 2018
4,366
7,837
47
Yall are haters...

Truth of the matter is... if your house is robbed... the insurance company will oversee the building of a brand new 4 bed 4 bath ranch style...and present it by moving a bus to reveal it draped with one of those giant novelty bows.

Insurance is cool!

cc
 

MIXMASTERMACHOM

DJ Extraordinaire
Oct 16, 2011
11,091
1,444
62
Wow. Once again you prove how clueless you are. If your van was totaled in a crash the insurance would pay you what the van is worth. Which is a lot less then a new van. Hell knowing you, you would probably come out upside down if your van were to be totaled. Owing more on your loan then the van is worth.

Man, you always tell the coolest stories.
Don't forget I got some serious issues with my health and those things could seriously be damaged.
 

steve149

Shine on you crazy diamond
Staff member
ODJT Supporter
Sep 26, 2011
27,766
44,996
Connecticut

djrox

Sir Wyzazz
ODJT Supporter
Aug 12, 2006
7,899
5,152
New Orleans, Louisiana
I almost got a brand new computer fully paid for...

Correction, I paid for and acquired a brand new computer with money I earned through honest, compensable, hard work & labor.

No potential fake bodily injuries, no exaggerated insurance claims, no costly and fraudlent lawsuit...just commerce.

Integrity and honesty ain't dat difficult to maintain...if you choose to.
 

Scott Hanna

DJ Extraordinaire
ODJT Supporter
Oct 25, 2006
7,262
9,435
54
Cleveland, OH
www.djincleveland.com
Don't forget I got some serious issues with my health and those things could seriously be damaged.
I'm perplexed as to why you copied his post in this. What does this have to do with your van?
 

Bob Kreider

DJ Extraordinaire
Feb 12, 2016
140
261
Kennewick WA
Mix,

Your stories are so convoluted, complicated and uninteresting. Plus they don't have any merit or value to the DJ industry. Additionally, you could have written that entire transition of events in about twenty words.

And all the responders to your post are right, an insurance company would only compensate you the value of your loss, not replace it with another item of greater worth.